The following terms apply to the purchase of subscriptions offered by iGenius LLC (the “Company”) All subscriptions will auto-renew unless canceled prior to renewal date.
There will be NO REFUNDS for subscription renewals that have not been canceled at least three (3) days prior to the renewal date.
NO REFUNDS of initial purchases will be made, except when requested within ten (10) days of the initial purchase date.
By accepting electronic delivery of the Company’s subscription packages, you agree to abide by the chargeback policy contained herein.
By selecting the "I have read and AGREE" option on the enrollment page you indicate your consent to the above terms. By providing your consent, you also confirm that you are aware of and able to access all the terms of this Agreement electronically.
By using the purchased services, including any software and content contained therein, you agree that use of the Service is entirely at your own risk. It is understood that the products and services purchased are digital in nature and are only accessible via the back-office website provided to you upon successful enrollment.
The Company is not a registered investment advisor or a broker dealer. You understand and acknowledge that there is a very high degree of risk involved in trading securities and currencies. Past results published on this Website are not indicative of future returns, and are not indicative of future returns which may be realized by you. The Company assumes no responsibility or liability for your trading and investment results. The indicators, strategies, columns, articles, webinars, chatrooms and all other features of our services (collectively, the "Information") are provided for informational and educational purposes only and should not be construed as investment advice. The experts and employees or affiliates of the Company may hold positions in the equities or currencies discussed here. You should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. Factual statements in this web site or any other communication are made as of the date stated and are subject to change without notice.
By using the Information, research and education materials provided, you assume full responsibility for any and all positive and negative results suffered or incurred related, but not limited to: financial gains and losses, emotional and other types of distress, time, etc. The Company does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, or of the purchase or sale of securities
THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, THE COMPANY AND ITS AFFILIATES DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.
NEITHER THE COMPANY NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF WG, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.
The Company is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing on the Company’s websites and is the copyright owner or licensee of the content and/or information on the Website, unless otherwise indicated. The Company does not grant to you a license to any content, features or materials you may access on this Website. You may not download or save a copy of any of the content or screens except as otherwise provided in these Terms and Conditions, for any purpose. You may, however, print a copy of the information on this Website solely for your personal use or records. If you make other use of this Website, except as otherwise provided above, you may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to liability for such unauthorized use. We do not grant any license or other authorization to any user of its trademarks, registered trademarks, service marks, other copyrightable material or any other intellectual property, by including them on this Website.
You may CANCEL your INITIAL transaction, without any penalty or obligation, within 10 DAYS from the Order Date. Upon cancelling your initial purchase, any payments made by you under the initial contract or sale, and any negotiable instrument executed by you will be returned within FOURTEEN BUSINESS DAYS following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be canceled. To cancel this transaction, please submit your cancellation request through the member support ticketing system or via email to support@iGeniusglobal.com NO LATER THAN MIDNIGHT of the tenth (10th) day following the date set forth above.
We do not tolerate credit card fraud, and all fraud, without exception, will be prosecuted through criminal proceedings in your local jurisdiction to the fullest extent of the law. In addition, we will pursue civil legal action in your local jurisdiction seeking any loss of income related to the fraud, including business, legal fees, research costs, employee down time and loss of revenues.
Any active Orders associated with the same fraudulent credit card will also be cancelled immediately. We also actively leverage external, cross-industry resources --such as worldwide fraud blacklists --to prevent fraudulent users from accessing our service in the first place.
We consider credit card charge backs to be fraudulent if you make no reasonable effort to work with us to resolve any problems with your subscription.
All frivolous chargebacks not only cost our employees time away from our usual and customary matters of conducting normal business, but also cost us money, therefore:
When we detect questionable activity related to a subscription purchase that is being made, we will mark the purchase with a “customer review in progress” status and perform fraud detection procedures on the purchase to reduce our exposure to risk; during this time, you will not be able to access your Account.
In general, we complete reviews within four (4) to six (6) hours; certain purchases posing a higher potential risk may require more time as our Compliance Department performs even more extensive fraud detection checks. We may also contact you directly as a backup precaution. If we determine that a purchase is high-risk or doesn't comply with our Compliance and risk Policies, the purchase will immediately be cancelled and the funds will immediately be refunded to the credit card from which the purchase was initially made. Furthermore, in such instances, we reserve the right, at our sole discretion, to close any and all of your Account(s) with us immediately. Any active Orders associated with the same fraudulent credit card and/or Account will also be cancelled immediately.
In addition, we will attempt to recover fraudulently disputed charges plus additional costs via a third-party collection agency and your account will be reported to all credit bureaus as a delinquent collection account. In the event that a chargeback is placed or threatened on a purchase, we also reserve the right to report the incident for inclusion in chargeback abuser database(s) of our choosing and in our sole discretion. The information reported will include name, email address, order date, order amount, IP address, full address, and phone number. Being listed on such databases may make it more difficult for you to use (any of) your credit card(s) on future purchases with us or other merchants.
The effective date of these Purchase Terms is January 1st, 2021